1% TDS on crypto calculator (India)
By BtcMedia Research · Updated
India deducts 1% TDS on crypto sales: section 194S of the Income-tax Act, 1961 until 31 March 2026, and section 393(1), Table Sl. No. 8(vi) of the Income-tax Act, 2025 from 1 April 2026. It is a credit, not an extra tax, but for frequent traders it ties up real money. Enter your numbers below.
1% TDS on crypto calculator
See how much 1% TDS is deducted across your sales in a tax year, and how much trading cash it locks up until you claim it back in your return.
- Total sale value
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- TDS deducted in the year
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- Cash locked until you file & get credit
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- Trading capital left
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Not tax advice. An educational estimate for a resident seller. It assumes flat prices and ignores fees, gains tax and surcharge. TDS is a credit, not an extra tax: it is set against your final tax or refunded after your return is processed. Check your annual tax statement and ask a chartered accountant for your own case.
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<p style="font-size:12px">Calculator by <a href="https://btcmedia.news/tools/crypto-tds-calculator-india/">BtcMedia 1% TDS on crypto calculator</a></p>How it works
- TDS per sale = 1% of the net sale value, once your total in the tax year exceeds ₹10,000 (exchange or business payer) or ₹50,000 (specified individual/HUF payer). It then applies to the whole amount.
- Reinvest mode: capital left = starting capital × 0.99trades; the difference is your locked TDS.
- No PAN: the rate becomes 20%.
Full rules, who deducts in P2P and swaps, the old-vs-new form names and how to claim it back: 1% TDS on crypto in India, explained →
FAQ
How is 1% TDS on crypto calculated?
TDS is 1% of the net sale value (after GST and service charges levied by the deductor) on each transfer of a virtual digital asset, once total consideration in the tax year exceeds ₹10,000 (₹50,000 if the payer is a specified individual or HUF). There is no surcharge or cess on the TDS.
Why does TDS lock up so much cash for traders?
Each sale holds back 1%. If you reinvest what is left, after n sales you keep 0.99 to the power n of your capital. In flat markets about 69 round trips halve it. The rest sits as a credit on your PAN until your return is processed.
Do I get the crypto TDS back?
Yes, as credit. You claim it in your income tax return; it is set against your total tax and any excess is refunded after processing.
What is the TDS rate on crypto without PAN?
20% instead of 1%, under section 397(2) of the Income-tax Act, 2025 (section 206AA earlier).
Sources: Income-tax Act, 2025 s.393 · Income Tax Department on VDA TDS · CBDT FAQ on s.397(2). Rules checked 22 October 2026.
More: 30% crypto tax calculator · Schedule VDA filing guide · all India guides · all tools
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- Calculator launched. Rules checked against s.393 of the Income-tax Act, 2025 and CBDT guidance.