PYUSD to BTC: PayPal USD vs Bitcoin in rupee terms
1 PYUSD =
0.000012279 BTC
1 PYUSD = ₹94.71 · 1 BTC = ₹77,13,390 · 1 BTC = 81,442.19 PYUSD
Snapshot 23 October 2026; updating to live…
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Over the 12 months to 23 Oct 2026, PayPal USD gained 34.9% against BTC: the ratio went from 0.0000090798 BTC to 0.000012245 BTC per PYUSD. In rupees, PYUSD rose 7.9% (from ₹87.8 to ₹94.73) while BTC fell 20.0% (from ₹96,69,804.69 to ₹77,36,422.36).
The pair in numbers
- Highest ratio: 0.000017064 BTC on 1 Jul 2026. Lowest: 0.0000087376 BTC on 27 Oct 2025. Today's ratio is 28.2% below the high.
- Change against BTC: +5.5% over 30 days, -21.5% over 90 days, +34.9% over 12 months.
- ₹1 lakh put into PYUSD on 24 Oct 2025 would be worth about ₹1,07,893 now; the same in BTC, about ₹80,006 (before fees, spreads and tax).
- Daily moves: correlation 0.04 (they often move independently); a 1% move in BTC came with about 0.01% in PYUSD on average. Volatility about 7% a year for PYUSD and 44% for BTC.
- PYUSD gained against BTC on 187 of 364 days (51%).
Month-end ratio
| Month | BTC per PYUSD | Change | PYUSD (₹) | BTC (₹) |
|---|---|---|---|---|
| Oct 2026 (so far) | 0.000012245 | +2.4% | ₹94.73 | ₹77,36,422.36 |
| Sept 2026 | 0.000011953 | -7.2% | ₹96.03 | ₹80,33,702.85 |
| Aug 2026 | 0.000012876 | -16.7% | ₹95.37 | ₹74,07,080.93 |
| Jul 2026 | 0.000015448 | -7.0% | ₹95.7 | ₹61,94,969 |
| Jun 2026 | 0.000016618 | +22.7% | ₹94.63 | ₹56,94,353.29 |
| May 2026 | 0.000013539 | +2.6% | ₹94.96 | ₹70,14,028.2 |
| Apr 2026 | 0.00001319 | -12.0% | ₹94.72 | ₹71,81,332.7 |
| Mar 2026 | 0.000014987 | -1.2% | ₹93.44 | ₹62,34,610.17 |
| Feb 2026 | 0.000015172 | +27.7% | ₹91.05 | ₹60,01,141.88 |
| Jan 2026 | 0.000011884 | +4.9% | ₹91.62 | ₹77,09,735.09 |
| Dec 2025 | 0.000011328 | +2.9% | ₹90.07 | ₹79,51,006.17 |
| Nov 2025 | 0.000011005 | +19.3% | ₹89.32 | ₹81,16,302.79 |
| Oct 2025 | 0.000009221 | — | ₹88.81 | ₹96,31,290.3 |
How this ratio is worked out, and its limits
The ratio is PayPal USD's daily rupee close divided by Bitcoin's on the same UTC day, both from CoinGecko's global INR averages (365 shared days). It is not a quote from any exchange's PYUSD/BTC order book: real pair quotes include spreads and fees, and Indian exchange prices can sit above or below the global average. Past ratios do not predict future ones. Full method: methodology.
Swapping PYUSD for BTC is a taxable transfer in India: Schedule VDA guide · tax calculator.
FAQ
How much is 1 PYUSD in BTC?
At the 23 October 2026 snapshot, 1 PayPal USD (PYUSD) was worth 0.000012279 BTC, because 1 PYUSD cost ₹94.71 and 1 BTC cost ₹77,13,390. Put the other way, 1 BTC = 81,442.19 PYUSD. The live ratio at the top of this page refreshes every 60 seconds.
Live now: — (refreshes every 60 seconds)
Did PYUSD beat BTC over the last year?
In rupee terms PayPal USD went up 7.9% and Bitcoin down 20.0% between 24 Oct 2025 and 23 Oct 2026, so PYUSD gained 34.9% against BTC (daily closes, UTC). ₹1 lakh in PYUSD would have become about ₹1,07,893; in BTC, about ₹80,006.
Is swapping PYUSD for BTC taxed in India?
Yes. A crypto-to-crypto swap is a transfer of a virtual digital asset, so any gain on the PYUSD you give up, valued in rupees at the time of the swap, is taxed at 30% plus 4% cess, losses cannot be set off, and 1% TDS can apply to the transfer. Keep the INR value of both legs for your Schedule VDA.
Can I trade PYUSD directly against BTC in India?
It depends on the exchange. This page does not check listings. If your exchange has no direct PYUSD/BTC market you would go through INR or USDT, which means two trades, two sets of fees and two taxable transfers.