XRP to BTC: XRP vs Bitcoin in rupee terms
1 XRP =
0.000016112 BTC
1 XRP = ₹124.28 · 1 BTC = ₹77,13,390 · 1 BTC = 62,064.61 XRP
Snapshot 23 October 2026; updating to live…
Over the 12 months to 23 Oct 2026, XRP lost 25.9% against BTC: the ratio went from 0.000021748 BTC to 0.000016124 BTC per XRP. In rupees, XRP fell 40.7% (from ₹210.3 to ₹124.74) while BTC fell 20.0% (from ₹96,69,804.69 to ₹77,36,422.36).
The pair in numbers
- Highest ratio: 0.000025223 BTC on 25 Nov 2025. Lowest: 0.000015478 BTC on 19 Aug 2026. Today's ratio is 36.1% below the high.
- Change against BTC: -11.6% over 30 days, -5.3% over 90 days, -25.9% over 12 months.
- ₹1 lakh put into XRP on 24 Oct 2025 would be worth about ₹59,315 now; the same in BTC, about ₹80,006 (before fees, spreads and tax).
- Daily moves: correlation 0.86 (they mostly move together); a 1% move in BTC came with about 1.26% in XRP on average. Volatility about 64% a year for XRP and 44% for BTC.
- XRP gained against BTC on 153 of 364 days (42%).
Month-end ratio
| Month | BTC per XRP | Change | XRP (₹) | BTC (₹) |
|---|---|---|---|---|
| Oct 2026 (so far) | 0.000016124 | -9.5% | ₹124.74 | ₹77,36,422.36 |
| Sept 2026 | 0.000017816 | +1.9% | ₹143.13 | ₹80,33,702.85 |
| Aug 2026 | 0.000017486 | +4.6% | ₹129.52 | ₹74,07,080.93 |
| Jul 2026 | 0.000016714 | -4.7% | ₹103.54 | ₹61,94,969 |
| Jun 2026 | 0.000017535 | -3.4% | ₹99.85 | ₹56,94,353.29 |
| May 2026 | 0.000018149 | +0.4% | ₹127.3 | ₹70,14,028.2 |
| Apr 2026 | 0.000018086 | -8.8% | ₹129.88 | ₹71,81,332.7 |
| Mar 2026 | 0.000019836 | -4.3% | ₹123.67 | ₹62,34,610.17 |
| Feb 2026 | 0.000020728 | +0.0% | ₹124.39 | ₹60,01,141.88 |
| Jan 2026 | 0.000020719 | -2.3% | ₹159.74 | ₹77,09,735.09 |
| Dec 2025 | 0.000021217 | -12.5% | ₹168.7 | ₹79,51,006.17 |
| Nov 2025 | 0.000024244 | +7.7% | ₹196.77 | ₹81,16,302.79 |
| Oct 2025 | 0.000022502 | — | ₹216.72 | ₹96,31,290.3 |
How this ratio is worked out, and its limits
The ratio is XRP's daily rupee close divided by Bitcoin's on the same UTC day, both from CoinGecko's global INR averages (365 shared days). It is not a quote from any exchange's XRP/BTC order book: real pair quotes include spreads and fees, and Indian exchange prices can sit above or below the global average. Past ratios do not predict future ones. Full method: methodology.
Swapping XRP for BTC is a taxable transfer in India: Schedule VDA guide · tax calculator.
FAQ
How much is 1 XRP in BTC?
At the 23 October 2026 snapshot, 1 XRP (XRP) was worth 0.000016112 BTC, because 1 XRP cost ₹124.28 and 1 BTC cost ₹77,13,390. Put the other way, 1 BTC = 62,064.61 XRP. The live ratio at the top of this page refreshes every 60 seconds.
Live now: — (refreshes every 60 seconds)
Did XRP beat BTC over the last year?
In rupee terms XRP went down 40.7% and Bitcoin down 20.0% between 24 Oct 2025 and 23 Oct 2026, so XRP lost 25.9% against BTC (daily closes, UTC). ₹1 lakh in XRP would have become about ₹59,315; in BTC, about ₹80,006.
Is swapping XRP for BTC taxed in India?
Yes. A crypto-to-crypto swap is a transfer of a virtual digital asset, so any gain on the XRP you give up, valued in rupees at the time of the swap, is taxed at 30% plus 4% cess, losses cannot be set off, and 1% TDS can apply to the transfer. Keep the INR value of both legs for your Schedule VDA.
Can I trade XRP directly against BTC in India?
It depends on the exchange. This page does not check listings. If your exchange has no direct XRP/BTC market you would go through INR or USDT, which means two trades, two sets of fees and two taxable transfers.