Crypto tax on ₹1 crore profit
On a ₹1 crore profit from selling crypto, the tax is ₹34,32,000 if that is your only income, so you keep ₹65,68,000. Crypto is taxed at a flat 30% whatever your slab, plus 4% cess, plus a 10% surcharge at this level.
The maths
| Only this profit | + ₹15,00,000 salary | |
|---|---|---|
| VDA profit | ₹1,00,00,000 | ₹1,00,00,000 |
| Other income | ₹0 | ₹15,00,000 |
| 30% tax on the profit | ₹30,00,000 | ₹30,00,000 |
| Surcharge | 10% = ₹3,00,000 | 15% = ₹4,50,000 |
| 4% cess | ₹1,32,000 | ₹1,38,000 |
| Tax on the crypto profit | ₹34,32,000 | ₹35,88,000 |
Surcharge bands (new regime) on total income: 10% above ₹50 lakh, 15% above ₹1 crore, 25% above ₹2 crore; the old regime adds 37% above ₹5 crore. Marginal relief just above a band is not calculated here. Tax on your salary itself is separate and not shown.
Where the 1% TDS fits
TDS is charged on the sale value, not the profit. Say you bought for ₹1,00,00,000 and sold for ₹2,00,00,000: the exchange deducts ₹2,00,000. That is credit against your ₹34,32,000 bill, so you pay ₹32,32,000 more when filing. Had you sold at a loss, TDS would still have been deducted, and you would claim it back as a refund.
Try your own numbers
Prefilled with this example (cost ₹1,00,00,000, sale ₹2,00,00,000). Change any box. The calculator assumes no surcharge.
Your transaction (₹)
Result
- Taxable gain
- Income tax @ 30%
- Health & education cess @ 4%
- Total tax
- TDS deducted (1% of sale)
- Net tax payable
- Cash left after fees & tax
Same profit on listed shares
A ₹1 crore long-term gain on listed shares (held over 12 months) is taxed at 12.5% above the ₹1.25 lakh yearly exemption: about ₹14,76,313 with cess and a surcharge capped at 15%, versus ₹34,32,000 on crypto. Crypto losses also cannot be set off against anything, while share losses can.
FAQ
How much tax do I pay on ₹1 crore crypto profit in India?
₹34,32,000 if the profit is your only income: 30% tax (₹30,00,000) plus 10% surcharge (₹3,00,000) plus 4% cess (₹1,32,000). You keep ₹65,68,000. Your income-tax slab does not matter.
Does surcharge apply on ₹1 crore crypto profit?
Yes. Total income above ₹50 lakh attracts surcharge; at ₹1 crore the rate is 10% of tax (marginal relief may reduce it just above a threshold).
Is the 1% TDS extra?
No. If you sold for ₹2,00,00,000 (twice your cost), ₹2,00,000 TDS was deducted and is credited against the ₹34,32,000 bill, leaving ₹32,32,000 to pay.
Other amounts: ₹10,000 · ₹25,000 · ₹50,000 · ₹1 lakh · ₹2 lakh · ₹5 lakh · ₹10 lakh · ₹25 lakh · ₹50 lakh
Your exact numbers: crypto tax calculator · how to report it in your ITR (Schedule VDA guide) · all amounts
Sources: Section 115BBH (30%, no deductions or set-off; section 194 of the Income-tax Act, 2025 from 1 April 2026), Income Tax Department surcharge thresholds, Section 194S. General information, not tax advice.
Updates to this page
Last updated . We log every material change. Spot an error? See our corrections policy.
- Added the embedded tax calculator (prefilled with this example), Hindi version and link to the all-amounts hub.
- Published: worked tax on a ₹1 crore VDA profit (30%, surcharge band, 4% cess, 1% TDS credit, listed-equity comparison).