Crypto tax on ₹25 lakh profit
On a ₹25 lakh profit from selling crypto, the tax is ₹7,80,000 if that is your only income, so you keep ₹17,20,000. Crypto is taxed at a flat 30% whatever your slab, plus 4% cess.
The maths
| Only this profit | + ₹15,00,000 salary | |
|---|---|---|
| VDA profit | ₹25,00,000 | ₹25,00,000 |
| Other income | ₹0 | ₹15,00,000 |
| 30% tax on the profit | ₹7,50,000 | ₹7,50,000 |
| Surcharge | Nil | Nil |
| 4% cess | ₹30,000 | ₹30,000 |
| Tax on the crypto profit | ₹7,80,000 | ₹7,80,000 |
Surcharge bands (new regime) on total income: 10% above ₹50 lakh, 15% above ₹1 crore, 25% above ₹2 crore; the old regime adds 37% above ₹5 crore. Marginal relief just above a band is not calculated here. Tax on your salary itself is separate and not shown.
Where the 1% TDS fits
TDS is charged on the sale value, not the profit. Say you bought for ₹25,00,000 and sold for ₹50,00,000: the exchange deducts ₹50,000. That is credit against your ₹7,80,000 bill, so you pay ₹7,30,000 more when filing. Had you sold at a loss, TDS would still have been deducted, and you would claim it back as a refund.
Try your own numbers
Prefilled with this example (cost ₹25,00,000, sale ₹50,00,000). Change any box. The calculator assumes no surcharge.
Your transaction (₹)
Result
- Taxable gain
- Income tax @ 30%
- Health & education cess @ 4%
- Total tax
- TDS deducted (1% of sale)
- Net tax payable
- Cash left after fees & tax
Same profit on listed shares
A ₹25 lakh long-term gain on listed shares (held over 12 months) is taxed at 12.5% above the ₹1.25 lakh yearly exemption: about ₹3,08,750 with cess, versus ₹7,80,000 on crypto. Crypto losses also cannot be set off against anything, while share losses can.
FAQ
How much tax do I pay on ₹25 lakh crypto profit in India?
₹7,80,000 if the profit is your only income: 30% tax (₹7,50,000) plus 4% cess (₹30,000). You keep ₹17,20,000. Your income-tax slab does not matter.
Does surcharge apply on ₹25 lakh crypto profit?
No. Surcharge only starts when total income exceeds ₹50 lakh.
Is the 1% TDS extra?
No. If you sold for ₹50,00,000 (twice your cost), ₹50,000 TDS was deducted and is credited against the ₹7,80,000 bill, leaving ₹7,30,000 to pay.
Other amounts: ₹10,000 · ₹25,000 · ₹50,000 · ₹1 lakh · ₹2 lakh · ₹5 lakh · ₹10 lakh · ₹50 lakh · ₹1 crore
Your exact numbers: crypto tax calculator · how to report it in your ITR (Schedule VDA guide) · all amounts
Sources: Section 115BBH (30%, no deductions or set-off; section 194 of the Income-tax Act, 2025 from 1 April 2026), Income Tax Department surcharge thresholds, Section 194S. General information, not tax advice.
Updates to this page
Last updated . We log every material change. Spot an error? See our corrections policy.
- Added the embedded tax calculator (prefilled with this example), Hindi version and link to the all-amounts hub.
- Published: worked tax on a ₹25 lakh VDA profit (30%, surcharge band, 4% cess, 1% TDS credit, listed-equity comparison).